ME
MACHINEEARNINGS
MACHINES & MONEY
Signals on where finance is going.
From the people building it.
Separating the signal from the hype across the future of finance and business.
The Hosts

Ian Kar
Co-founder, Arcana Advisors
Co-host, Machine Earnings
Co-host, Machine Earnings
- Founder of Fintech Today, a newsletter and community focused on financial technology.
- Co-founder of Arcana Advisors, an advisory firm at the intersection of artificial intelligence and finance.
- Known for clear, long-form writing on how technology reshapes money and markets.
Fintech Today/Acorns/Quartz/HSBC

Oliver Renick
Founder, Narrative Capital
Co-host, Machine Earnings
Co-host, Machine Earnings
- Veteran markets anchor and reporter across major financial news networks.
- Hosted live coverage from the opening bell through the close, interviewing market-moving guests day after day.
- Brings deep experience turning complicated market moves into plain-spoken stories.
Schwab/Bloomberg
What We Cover
Five Core Pillars
Machines Making Money
AI x finance, automation, agentic workflows, infra changes.
Creators & Consumers
Creators, fan economies, loyalty ecosystems, superfans as balance sheets.
Banks, Brokers & New Rails
Banks, neobanks, brokers, sponsor banks, payment rails, market structure.
Assets, Tokens & Wrappers
Stablecoins, ETFs, tokenized treasuries, alt platforms, securitized income streams.
Risks & Weird Signals
Regulatory moves, breakdowns, fraud trends, weird charts, anomaly signals.
The Lineup
A weekly show and a field guide to the new financial system.
The Briefing
A weekly summary roundup that comes out Friday AM.
- ●The raw data behind the stories.
- ●Regulatory breakdowns and risk signals.
- ●Direct links to the assets moving the market.
The Show
Monday our show comes out expanding on last week and going deeper on what matters.
- ●Deep dives into automation and capital.
- ●Interviews with the operators building the new rails.
- ●Analysis that separates signal from noise.