ME
MACHINEEARNINGS

MACHINES & MONEY

Signals on where finance is going.
From the people building it.

Separating the signal from the hype across the future of finance and business.

The Hosts

Ian Kar

Ian Kar

Co-founder, Arcana Advisors
Co-host, Machine Earnings
  • Founder of Fintech Today, a newsletter and community focused on financial technology.
  • Co-founder of Arcana Advisors, an advisory firm at the intersection of artificial intelligence and finance.
  • Known for clear, long-form writing on how technology reshapes money and markets.
Fintech Today/Acorns/Quartz/HSBC
Oliver Renick

Oliver Renick

Founder, Narrative Capital
Co-host, Machine Earnings
  • Veteran markets anchor and reporter across major financial news networks.
  • Hosted live coverage from the opening bell through the close, interviewing market-moving guests day after day.
  • Brings deep experience turning complicated market moves into plain-spoken stories.
Schwab/Bloomberg

What We Cover

Five Core Pillars

Machines Making Money

AI x finance, automation, agentic workflows, infra changes.

Creators & Consumers

Creators, fan economies, loyalty ecosystems, superfans as balance sheets.

Banks, Brokers & New Rails

Banks, neobanks, brokers, sponsor banks, payment rails, market structure.

Assets, Tokens & Wrappers

Stablecoins, ETFs, tokenized treasuries, alt platforms, securitized income streams.

Risks & Weird Signals

Regulatory moves, breakdowns, fraud trends, weird charts, anomaly signals.

The Lineup

A weekly show and a field guide to the new financial system.

The Briefing

A weekly summary roundup that comes out Friday AM.

  • The raw data behind the stories.
  • Regulatory breakdowns and risk signals.
  • Direct links to the assets moving the market.

The Show

Monday our show comes out expanding on last week and going deeper on what matters.

  • Deep dives into automation and capital.
  • Interviews with the operators building the new rails.
  • Analysis that separates signal from noise.